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6 Ways to Lower Your Food Bill

6 Ways to Lower Your Food Bill

Photo by Maria Lin Kim on Unsplash   As prices at the grocery store remain stubbornly high, many shoppers are embracing frugal strategies to lower their food bills. From switching to generic brands to taking advantage of manager markdowns, these six signs...

Commercial Real Estate Investing

Commercial Real Estate Investing

Photo by iStrfry , Marcus on Unsplash Commercial real estate investing can be a nerve-wracking experience, especially for first-time investors. The high barriers to entry require a significant upfront capital investment, with most lenders requiring at least 25% of the...

Housing Market April 2024

Housing Market April 2024

Photo by Rivage on Unsplash As we move toward the end of the second quarter of 2024, the housing market shows some interesting trends. According to recent data, there has been a slight dip in housing prices compared to last year. However, this dip is not necessarily a...

How are Mortgage Rates Determined

How are Mortgage Rates Determined

Photo by Eduardo Soares on Unsplash Individual lenders typically determine mortgage rates on a case-by-case basis. It is common practice for lenders offer the lowest rates to borrowers with a higher income, credit scores, and down payment amount. Your mortgage rate...

How do mortgage rates work?

How do mortgage rates work?

Photo by Kenny Eliason on Unsplash You borrow money from a lender when you take out a mortgage loan to purchase a home. The lender charges interest on the principal amount to make a profit and minimize its risk. This mortgage interest rate is expressed as a percentage...

How to Compare Mortgage Rates

How to Compare Mortgage Rates

Photo by Anastasiya Romanova on Unsplash   If you're looking to compare mortgage rates, you should keep a few things in mind. First, the lender you choose can significantly impact your rate, so shopping around and comparing different lenders and loan offers is...

Moroccan Chickpea, Carrot, and Spinach Soup

Moroccan Chickpea, Carrot, and Spinach Soup

Photo by Weronika Krztoń on Unsplash   To make Moroccan Chickpea, Carrot, and Spinach Soup, you will need two cans of chickpeas, extra-virgin olive oil, carrots, yellow onion, garlic, cumin, ginger, turmeric, cayenne pepper, spinach, and lime juice. Begin by...

Scalloped Potatoes with Fennel

Scalloped Potatoes with Fennel

Photo by Kelly Sikkema on Unsplash   The list of ingredients required for the recipe is as follows: - 6 cloves of garlic, peeled and smashed - 4 sprigs of fresh rosemary, each measuring 2 inches in length - 2 and 1/4 cups of heavy whipping cream - 2 and 1/2...

Spring 2024 Interior Design Trends

Spring 2024 Interior Design Trends

Photo by Annie Spratt on Unsplash As we move into Spring 2024, the world of interior design is abloom with fresh trends anew life to the living spaces we call home. This year's trends are a delightful fusion of nature-inspired textures, calming colors, and bold...

What to Look For in a Final Walk-Through

What to Look For in a Final Walk-Through

Photo by Kari Shea on Unsplash   As you near the end of the home-buying process, you'll have the opportunity, before the closing day to conduct a final walk-through of the property.  The final walk-through is an important step that allows you to ensure that...

Patriot’s Day

Patriot’s Day

Hey there, history buffs and marathon enthusiasts!  Let’s dive into the fascinating world of Patriots’ Day, where tricorn hats meet running shoes. Hey there, history buffs and marathon enthusiasts!  Let’s dive into the fascinating world of Patriots’ Day, where tricorn...

5 Best St. Patrick’s Day Celebrations in the US

5 Best St. Patrick’s Day Celebrations in the US

St. Patrick’s Day, a vibrant and spirited holiday, invites everyone to embrace their inner Irishness. From parades to green rivers, the United States hosts some of the most memorable celebrations. Whether you’re of Irish descent or simply love donning green attire,...

5 Delightful Spring Decorating Ideas

5 Delightful Spring Decorating Ideas

These ideas will breathe new life into your space. Edible Vases and Pitchers: Get creative with your vases! Fill a pitcher or a vase with edible greens like Swiss Chard, Spinach, and Kale. Alternatively, try washed carrots with their tops—arranged alongside Kolari in...

Authentic Wiener Schnitzel Recipe

Authentic Wiener Schnitzel Recipe

Ingredients 1/2 teaspoon kosher salt 2 large eggs, well beaten 1/2 cup breadcrumbs Oil or lard, for frying 4 slices lemon, garnish il or lard, for frying 4 slices lemon, garnish Directions Grab everything you need. Put the cutlets in between some plastic wrap, and...

Mizeria (Polish Cucumbers in Sour Cream)

Mizeria (Polish Cucumbers in Sour Cream)

Ingredients For the Cucumbers: 1 large cucumber, with or without seeds, trimmed and peeled. 1/2 teaspoon fine salt, plus more to taste For the Dressing: 1/2 cup sour cream (You can substitute yogurt if you like) 1 teaspoon granulated sugar 2 teaspoons white vinegar,...

The Heat Pump Dryer: A Game-Changer for Laundry

The Heat Pump Dryer: A Game-Changer for Laundry

What Is a Heat Pump Dryer? A heat pump dryer is a cutting-edge appliance designed to revolutionize the way we dry our clothes. Unlike traditional vented dryers, which expel hot air outside, heat pump dryers recycle and reuse heat within the machine. Here’s how it...

RED VELVET CHEESECAKE BARS

RED VELVET CHEESECAKE BARS

MAKES: 32 SERVINGS SERVING SIZE: 1 BAR PREP: 25 MINS BAKE: 25 MINS 350°F CHILL: 4 HRS   INGREDIENTS: Nonstick cooking spray 8 ounces milk chocolate, chopped, or 1 ⅓ cups milk chocolate pieces 2 cups finely crushed chocolate wafer cookies (about 38 cookies) 2...

Easy Shepherd’s Pie!

Easy Shepherd’s Pie!

Prep Time: 15 minutes Cook Time: 50 minutes Total Time: 65 minutes Servings: 4 servings Ingredients: One teaspoon salt (plus more to taste) Three large potatoes (about 1 1/2 to 2 pounds), peeled and quartered Eight tablespoons (1 stick) butter, divided One medium...

7 DIY Projects That Probably Need Permits

7 DIY Projects That Probably Need Permits

From experience, I can tell you that not getting a permit when you need one is costly.  Items that are not correctly permitted can lower your property value at the time of sale.  What buyer wants to buy something that may or may not have been done correctly. Take the...

NAR Predictions for 2024

NAR Predictions for 2024

The National Association of Realtors (NAR) just whipped out their crystal ball and made some predictions for 2024. Brace yourselves! Existing-Home Sales: NAR’s magic 8-ball says we’re looking at 4.71 million existing-home sales next year. That’s a whopping 13.5% jump...